Septic in Passaic County, NJ

Last updated: Mar 21, 2026

In Passaic County, you can almost hear the difference between city streets and quiet hillside roads—and that patchwork often shows up in how homes handle wastewater. From the Passaic River corridor to the ridge towns, you'll meet a mix of neighborhoods connected to public sewers and pockets that rely on septic systems. That's a natural part of how the county grew and how land was developed.

Is septic common in Passaic County? Should I expect septic if I own or buy a home?

  • It's not a one-size-fits-all answer. Many city and suburban streets in towns like Clifton, Wayne, Parsippany, and parts of Paterson are served by public sewer systems. But in rural, older, or hillside areas where extending a sewer main is difficult or expensive, homes often rely on septic systems.
  • If you're buying, ask: Is the home on public sewer or on a septic system? If it's septic, request a recent inspection and the system's maintenance history. A professional septic check can reveal the tank's condition, the drain field's health, and any needed maintenance now to avoid surprises later.

Why homes typically use septic systems in Passaic County

  • Areas without ready-to-extend sewer lines: Some parts of the county simply aren't tied into a centralized system yet, or the cost of extending lines isn't practical for the neighborhood.
  • Soil and space realities: Single-family lots and certain soils work well for on-site treatment, especially where a lot can accommodate a septic system without impacting nearby wells, streams, or foundations.
  • Cost and development patterns: In pockets where development happened before sewer infrastructure caught up, homeowners and builders turned to septic as a practical, cost-effective solution.
  • Local regulations and maintenance: Septic systems are common where municipalities or counties require on-site wastewater treatment in lieu of rapid sewer expansion, with regular pumping and inspections kept up to code.

County growth history and how that has impacted septic coverage

Passaic County's growth tells a story of transition. The county shifted from rural farms toward industrial-era towns and then to modern suburbs. Paterson and other early centers built rail links and industrial jobs, drawing people in and expanding services—yet not every new subdivision was connected to a sewer system right away. As housing spread into hillier and less densely populated areas, septic systems became the practical, existing method for handling wastewater there. In recent decades, sewer expansions have reduced the number of septic systems in some areas, but the county still features a practical mix driven by geography, land use, and the pace of infrastructure upgrades.

High-level explanation (why septic exists here)

Septic exists here as a straightforward, local solution to wastewater when centralized sewers aren't available or are too costly to extend across every street and hillside. It's a dependable option that works with Passaic County's varied terrain and development history.

A friendly word from your neighbor and local septic pro: you'll find practical, neighborly guidance as you read on.

How Septic Is Regulated in Passaic County

How oversight works in Passaic County

In New Jersey, septic regulations operate at both the state and local levels. The NJ Department of Environmental Protection (NJDEP) sets statewide standards for design, operation, and failure remediation, while Passaic County Health Department and local town health offices enforce those rules on the ground. They handle permits for new systems or replacements, review plans, perform inspections during installation, and oversee ongoing maintenance requirements. Because some towns contract with county or municipal health services, requirements can vary slightly from one municipality to another.

Key agencies and roles

  • NJ Department of Environmental Protection (NJDEP)
    • Sets statewide on-site wastewater treatment system (OWTS) standards and oversees compliance.
  • Passaic County Health Department
    • Issues septic permits for new systems or replacements in many towns, reviews plans, conducts inspections at installation, and enforces maintenance rules.
  • Municipal health offices
    • Some towns administer permits and inspections locally; they may have additional local requirements or certifications.
  • Licensed professionals
    • Designers, engineers, installers, and inspectors must be properly licensed; they prepare plans, install systems, and certify performance.

Permitting process for a typical project

  1. Assess your project: upgrade, replace, or install a new septic system. Hire a licensed designer/engineer and a certified septic installer.
  2. Prepare plans that meet NJDEP OWTS standards and any local rules.
  3. Submit plans to the appropriate authority (county health department or town health office, depending on your municipality).
  4. Plan review and approval
    • Review ensures proper setbacks, soil suitability, drainage, and public health protections.
  5. Construction permits and inspections
    • Work must be completed by licensed professionals; inspections occur at key milestones (before backfill, after installation, final connections).
  6. Final approvals
    • Receive a certificate of completion or compliance after successful inspections.

Real estate transfers and septic certifications

  • Septic system status is commonly checked during property transfers in New Jersey.
  • A septic system certification may be provided by a licensed inspector or the local health department as part of the transaction.
  • Have project records ready (as-built drawings, pumping records, maintenance logs) to speed the process.

Maintenance and ongoing requirements

  • Routine pumping: Most households pump every 3-5 years, depending on tank size, number of occupants, and wastewater use.
  • Regular inspections: At minimum, inspect tanks, lids, baffles, and pumps for signs of wear or failure; some towns require formal inspections on a schedule.
  • Protective practices: Keep the drain field area clear, avoid heavy equipment over the absorption area, and minimize flushing of non-biodegradable products and hazardous chemicals.
  • Record-keeping: Maintain a file of pumping invoices, inspections, and any repairs for future reference or sale.

Local variations and how to check

  • Contact your town health department or the Passaic County Health Department to confirm which office handles permits and inspections for your property.
  • Some municipalities have stricter setbacks, well proximity rules, or drainage requirements; verify before planning work.
  • Always verify current rules with the appropriate local authority to ensure compliance.

Quick resources for official guidance

  • NJ Department of Environmental Protection – On-Site Wastewater Treatment Systems:
  • Passaic County Health Department (official site):

Soil, Groundwater & Environmental Factors in Passaic County

Local soil characteristics

Passaic County's soils vary from well-drained glacially formed loams to clay-heavy, poorly drained pockets. This mix affects how rapidly wastewater can infiltrate the ground and where a septic system can be placed. Site-specific soil testing is essential before designing or upgrading a system.

Key points to consider:

  • Drainage matters: well-drained soils support ordinary septic designs; poorly drained soils often require alternative solutions.
  • Depth to bedrock or hard layers can limit soil absorption zones.
  • Slopes and surface water flow influence where a system should (or shouldn't) be located.

Practical step:

  • Check official soil data for your property: Web Soil Survey (NRCS) provides NJ soil information to help you gauge drainage and suitability.

Environmental factors & regulatory context

Environmental factors in Passaic County include proximity to wells, streams, and wetlands, plus historical land use that may influence soil quality and groundwater (e.g., past industrial sites or gasoline storage). Before installation or replacement, verify regulatory requirements and site constraints with state and county authorities.

Official resources to consult:

  • New Jersey Department of Environmental Protection – Onsite Wastewater Treatment Systems (OWTS) guidance and permitting:
  • EPA Septic Systems Information (general best practices and environmental protection guidance):

Practical homeowner steps (quick-reference)

  1. Identify soil type and drainage for your site using Web Soil Survey (NRCS): https://websoilsurvey.nrcs.usda.gov/
  2. Schedule a site-specific percolation test and groundwater assessment with a licensed septic designer.
  3. Check flood-risk information for your parcel (FEMA maps) and consider elevated system options if in a flood-prone area: https://www.fema.gov
  4. Review NJDEP OWTS requirements early, including setbacks, permitting, and design standards: https://www.nj.gov/dep/landuse/owts/
  5. If you're near streams, wells, or wetlands, consult the county or state environmental authorities to determine any additional constraints: https://www.epa.gov/septic

Quick-reference environmental considerations

  • Soil drainage and groundwater depth drive system type and placement.
  • Flood risk strongly influences design decisions and may necessitate raised or alternative systems.
  • Regulatory compliance with NJDEP and local health departments is essential for safe, long-lasting operation.

Notes and data sources:

Typical Septic System Types in Passaic County

Conventional gravity septic systems

  • How they work: Wastewater flows from the house into a septic tank, where solids settle. Liquid effluent then naturally moves into a drain field through gravity.
  • When they're a fit: Soils with adequate depth and permeability, and where bedrock isn't near the surface.
  • Pros: Simple design, generally lower upfront cost, straightforward maintenance.
  • Cons: Requires sufficient soil capacity; performance drops in clay, shallow soils, or high groundwater conditions.
  • Typical components: Septic tank, distribution box, perforated laterals, and a properly sized absorption field.

Low-pressure dose (LPD) / pressure distribution systems

  • What these are: A pump and dosing chamber push small amounts of effluent under low pressure to multiple laterals.
  • Why Passaic County homeowners see them: Uneven or shallow soils, or slopes where gravity flow alone isn't reliable.
  • Pros: More uniform distribution, expands usable leach-field area, can work in marginal soils.
  • Cons: Requires electricity and periodic pump maintenance; slightly higher installation cost.
  • Core parts: Submersible pump, dosing tank, pressure manifold, distribution lines, control timer.

Mound systems

  • Why they're used: When the native soil layer is too shallow, or the site has high groundwater, bedrock near the surface, or poor natural filtration.
  • How they're built: An elevated "mound" of sand and gravel over the native soil, with a dosing or gravity network on top.
  • Pros: Allows septic treatment where traditional fields won't work.
  • Cons: Higher cost and more ongoing maintenance; visibility above ground can be greater.
  • Key components: Raised absorption area, sand/ gravel fill, perforated pipes, and a dosing chamber.

Aerobic treatment units (ATUs) and advanced treatment

  • What they do: ATUs introduce air into the treatment tank to boost bacterial breakdown before effluent reaches the drain field.
  • Benefits: Higher quality effluent can permit smaller or slower-drinking fields and sometimes extend field life.
  • Considerations: More energy use, more regular maintenance, and annual servicing by a licensed professional.
  • Common configurations: ATU followed by a dispersal field or a secondary treatment step like a sand filter.

Sand filter systems and constructed wetlands

  • Sand filter systems: Use a controlled sand media bed to enhance treatment before the effluent reaches the drain field.
  • Constructed wetlands: Pair vegetation with a treatment bed to scrub contaminants and support biodegradation.
  • Use cases: Helpful in sites with challenging soils or tighter lot conditions.
  • Trade-offs: Typically higher design and maintenance awareness; can be more forgiving with certain soil limitations.

Other typical variations you might encounter

  • Low-pressure dosed (LPD) systems that combine pressure distribution with gravity paths.
  • Chamber systems: Prefabricated, modular drainage chambers instead of traditional gravel trenches.
  • Hybrid or multi-stage systems: Combine ATUs with conventional or mound components to meet site-specific performance goals.

Maintenance angles to keep in mind

  • Site-ready maintenance: Have a licensed septic professional inspect and pump on a recommended interval (often every 3–5 years, depending on use and local requirements).
  • Water management: Distribute wastewater load (dishwashers, laundry, and showers) to avoid overloading the system.
  • Protect the field: Keep vehicles and heavy equipment off the drain field and maintain a healthy plant cover.
  • What goes in: Never flush non-biodegradables, chemicals, fats, or wipes; these can disrupt beneficial bacteria and clog the system.
  • Local rules: Passaic County and the surrounding municipalities may have specific setbacks, permit, and inspection requirements—check with the local Health Department for guidance.

Official resources

  • NJDEP Onsite Wastewater Treatment Systems (OWTS):
  • New Jersey Department of Health – Onsite Sewage Disposal Systems:

Typical Septic Issues Across Passaic County

Common warning signs

  • Bad odors near the drain field, tank, or yard
  • Slow drains, frequent backups, or toilets that gurgle
  • Soggy, damp, or unusually lush patches of yard above the system
  • Lids or manholes that are swollen, cracked, or difficult to open
  • Recent heavy rainfall followed by trouble with sinks or toilets

Root intrusion and soil issues

  • Tree roots can invade pipes and tanks, causing clogs, cracks, and backups
  • Shallow soils or heavy clay can slow effluent absorption and trigger standing water
  • Landscaped areas over the drain field should avoid heavy foot traffic, vehicles, and excavation
  • Mitigation steps: consult a licensed septic professional to assess root causes and, if needed, remove problematic trees near the system

Aging systems and undersized tanks

  • Typical septic tank lifespans: many systems reach 20–30 years with proper maintenance; older homes are more prone to failures
  • Undersized or poorly designed drain fields struggle under normal household flows
  • Signs of aging: persistent backups, foul odors, damp areas despite maintenance
  • What to do: have a licensed septic contractor evaluate tank integrity, baffles, and drain-field loading

High water table and seasonal flooding

  • Passaic County's varying soils and groundwater levels can push effluent closer to surface, especially after wet seasons
  • Seasonal flooding or perched groundwater can flood the drain field, reducing treatment efficiency
  • Prevention: avoid heavy irrigation or filling the area above the system during wet periods; consider seasonal pumping schedules recommended by a pro

Household practices that strain the system

  • Flushing non-septic items (wet wipes, paper towels, grease, chemicals) disrupts treatment and can clog leach fields
  • Excessive water use at once (large laundry loads, long showers) overloads the drum and slows absorption
  • Chemical cleaners and solvents can disrupt beneficial bacteria in the tank
  • Best practices: spread out heavy loads, install water-efficient fixtures, and use septic-safe products

Drainfield problems and soil conditions

  • Compacted soils limit effluent distribution and oxygenation
  • Overloading the system raises the risk of backups and surface pooling
  • In Passaic County, soil variation means some areas require specialty designs or soil absorption tests
  • What to monitor: gradual performance decline, more frequent need for pumping, or new damp areas in the yard

Quick troubleshooting steps

  1. Note when problems began and any correlating plumbing changes
  2. Check for surface damp spots or strong odors near the drain field
  3. Observe if backups occur in one fixture or multiple fixtures
  4. Look for soggy spots after rain or irrigation freezes
  5. If backups persist, contact a licensed septic professional for a formal inspection

Maintenance priorities for Passaic County homes

  • Pump every 3–5 years for a typical household tank; longer intervals may apply for larger tanks or low-usage homes
  • Maintain records of pumping, inspections, and repairs
  • Keep the area around the drain field clear and protected from heavy equipment and soil compaction
  • Use water-efficient fixtures and spread out high-water-use activities
  • Schedule seasonal checkups with a licensed septic contractor to confirm baffles, tees, and tank integrity

When to call a septic professional

  • Backups that persist after you've paused heavy use
  • Noticeable sewage odors, wet spots, or standing water in the yard
  • Sudden changes in drainage pattern or multiple fixtures slow to drain even with conservative use

Local considerations for Passaic County homeowners

  • Varied soils and groundwater across towns can affect drainage and system design
  • Older homes may require field renovations or more frequent maintenance
  • If your property is near the Passaic River or other water features, be mindful of seasonal water table changes
  • Always consult a licensed local septic professional familiar with Passaic County conditions

Official resources

  • EPA: Septic systems overview and homeowner guidance —

Septic Inspection, Permits & Local Oversight

Local Oversight in Passaic County

  • Passaic County relies on your town's health department (often in coordination with the county health office) to issue septic permits and conduct inspections. State rules set the requirements, while local offices handle applications, scheduling, and on-site reviews.
  • Because Passaic contains many municipalities, your first step is to contact your municipal health officer or the Passaic County Health Department to confirm who issues permits and what forms are needed.
  • What this means for you: permits are typically required for new installations, tank replacements, absorption area work, and certain repairs. Inspections occur at key milestones to verify design, installation, and final functionality.

Do I need a permit?

  1. Identify your jurisdiction. Contact your town or the Passaic County Health Department to confirm permit requirements for your property.
  2. Confirm project type. New septic systems, replacements, repair work, or alterations usually require a permit; routine pumping or maintenance generally does not.
  3. Gather required documents. Common items include a site plan of the lot, a copy of the soil evaluation or percolation test results, system design drawings, and a proposed installation or repair plan.
  4. Submit the application with fees. Expect to file permit applications through the local health office and pay any associated review or processing fees.
  5. Schedule inspections. After permits are issued, inspections are typically required at several stages: pre-installation, during installation, and final completion.

The inspection process

  • Pre-installation evaluation: An inspector confirms site suitability, setbacks from wells and buildings, and compliance with local standards.
  • During installation: Inspectors check trenching, pipe alignment, septic tank placement, baffles, effluent filters, pump chambers, lid elevations, and backfill methods.
  • Final inspection: The system is verified as functional, with correct coverage, risers, markers, and access to components. Any deviations must be corrected before final approval.
  • If issues arise: You'll receive direction on corrections or re-inspection steps. Plan for potential scheduling adjustments if weather or site conditions delay work.

What to have ready for inspections

  • Permit and inspector contact information.
  • Approved plans, including system layout and soil evaluations.
  • Evidence of soil testing results and site sketches showing distances to wells, water sources, structures, and property lines.
  • As-built drawings after installation, plus photos of critical components (tank lids, risers, pump chamber, leach field).
  • Maintenance records if the permit covers ongoing upkeep or if a transfer of ownership is involved.

Timing, fees & documentation

  • Timing varies by town and project size. Permit review can take days to weeks depending on complexity and soil conditions.
  • Fees are set by the issuing authority (municipal or county) and may cover plan review, permit issuance, and inspections.
  • Keep a central file with all permit numbers, inspector names, dates of inspections, and any change orders. This helps with future maintenance, sales, or upgrades.

During a property sale or transfer

  • Lenders and buyers often require evidence of a valid septic permit and recent inspection.
  • If the system needs updating or has a pending inspection, coordinate with the local health department to avoid delays at closing.
  • Consider a pre-listing inspection to identify any issues early.

Resources

  • New Jersey Department of Environmental Protection (NJDEP) – Sewage Disposal Systems:
  • NJDEP – Permit requirements for Sewage Disposal Systems: https://www.nj.gov/dep/dsw/sewage_disposal/permit_requirements.html
  • For local details specific to your town, contact your municipal health department or the Passaic County Health Department to confirm permit steps, required forms, and inspection scheduling.

Cost Expectations for Septic Services in Passaic County

Septic Tank Pumping and Waste Removal

  • What this includes: removing settled solids (sludge) and scum from the tank, cleaning baffles, checking for cracks or leaks, and documenting tank condition. In Passaic County, many homes have older tank designs and limited access covers, which can affect scheduling and price.
  • Passaic County specifics: groundwater levels, clay-heavy soils, and compacted lots can require longer pumping intervals or more careful access. Winter weather can slow service in some neighborhoods.
  • Typical cost in Passaic County: roughly $250–$600 per pumping, depending on tank size (common 1,000–1,500 gallons), access, and disposal fees.
  • When to schedule: every 1–3 years based on usage, household size, and tank capacity.

Septic System Inspection and Certification

  • What this includes: visual and functional inspection of the tank, lids, baffles, pump chamber (if present), effluent filters, and the drain field; may include smoke or dye testing and a written report. Real estate transactions often require this.
  • Passaic County specifics: some towns require a formal inspection as part of a closing or permit process; older homes are more likely to have hidden defects.
  • Typical cost in Passaic County: about $200–$500 for standard inspections; more comprehensive assessments or re-inspections can run $400–$600.
  • Helpful note: lenders and local health departments may have preferred forms and criteria; verify with your agent or inspector.

Drain Field Evaluation, Repair, and Replacement

  • What this includes: soil evaluation, field mapping, dye tests or percolation tests as needed, and evaluating the health of the leach field; repairs can include trench restoration, collapsing drain lines, or restoring drainage into the system.
  • Passaic County specifics: clay soils, high water table, and occasional bedrock presence can complicate field work and drive up costs; older systems may require mound or pressure-dosed configurations.
  • Typical cost in Passaic County: major repairs typically range $2,000–$8,000; full drain-field replacement often falls in the $15,000–$40,000 range, with higher totals for mound systems or challenging sites.
  • Factor to consider: local permitting and soil tests may add time and cost.

Camera Inspection of Septic Tank Connections and Sewer Lines

  • What this includes: video inspection from the house to the septic tank, plus any visible interior pipe segments; helps identify root intrusion, cracks, offset joints, or collapsed lines.
  • Passaic County specifics: older homes with mature trees and restrictive lot layouts are prone to root issues and line deterioration; a camera can prevent costly surprise failures.
  • Typical cost in Passaic County: $150–$300 for basic camera inspection; if a line needs repair or replacement, additional costs apply.
  • Follow-up: plan for corrective work if issues are found during the camera inspection.

Septic Line Cleaning and Hydro Jetting

  • What this includes: high-pressure flushing to clear roots, grease buildup, or sediment blockages in interior or lateral lines; use is case-dependent to avoid damaging old pipelines.
  • Passaic County specifics: tree roots and mineral buildup are common; aggressive jetting should be performed by a qualified pro to prevent tank damage.
  • Typical cost in Passaic County: $250–$600 for cleaning; more extensive line work or repeated blockages can raise costs.

New Septic System Design, Permitting, and Installation

  • What this includes: site evaluation, soil tests (percolation), system design (conventional, mound, or ATU-based), permit applications, and full installation.
  • Passaic County specifics: strict local permitting and soils considerations mean designs often require detailed plans and coordination with the county health department; terrain and space limitations can influence system type.
  • Typical cost in Passaic County: design and permitting often total $8,000–$15,000; full system installations vary widely—conventional systems starting around $20,000–$40,000 and mound/advanced treatments frequently in the $30,000–$70,000 range.

Aerobic Treatment Unit (ATU) and Advanced System Maintenance

  • What this includes: scheduled service for ATUs, including sensor checks, diffuser and pump inspections, filter cleaning or replacement, and odor/alarm checks.
  • Passaic County specifics: ATUs are common in areas with marginal soils or when a septic field needs enhancement; regular service helps meet local and state effluent standards.
  • Typical cost in Passaic County: $150–$300 per service; annual maintenance or more frequent service may be required depending on the system.

Tank Risers, Lids, and Access Improvements

  • What this includes: installing or raising risers to improve tank accessibility, sealing lids, and safety updates to reduce odor and ensure safe maintenance.
  • Passaic County specifics: older properties may lack safe access; improving access can simplify future pumping and inspections.
  • Typical cost in Passaic County: $500–$1,500 for risers and lid work, depending on material and site access.

Real Estate Transfer Inspections and Certifications

  • What this includes: a targeted assessment focused on transfer readiness, including tank condition, field status, and any imminent repair needs.
  • Passaic County specifics: transfer inspections are common in tight housing markets and can be a condition of sale or financing.
  • Typical cost in Passaic County: $250–$500, depending on scope and required documentation.

Resources

  • NJDEP Onsite Wastewater Program:
  • EPA Septic Systems:

Septic vs Sewer Across Passaic County

What's different in Passaic County

  • Septic systems are on-site: a tank and drain field buried on your property, with maintenance handled by you or a hired pro.
  • Sewer connections bring wastewater to a municipal or regional treatment plant, with the utility maintaining the network and charging ongoing fees.
  • Your choice hinges on location, costs, soil, and long-term plans for the property. Local rules and permitting are typically managed by your municipality or the Passaic County Health Department.

Cost and disruption at a glance

  • Septic: upfront installation and periodic pumping/maintenance; potential repair costs if a component fails; no monthly sewer bill, but pumping every 3–5 years and annual inspections are common.
  • Sewer: connection fees (sometimes expensive), monthly or quarterly service charges, and ongoing wastewater treatment costs; street or trench work may be required for the hookup.
  • In many Passaic County towns, being connected to a sewer line reduces long-term risk of drainage system failure, but the initial connection can be substantial.

Scenarios where septic makes sense

  • Your property is rural or not within an active sewer service area.
  • Soil and groundwater conditions are favorable for on-site treatment (proper absorption area and adequate setback distances).
  • You want to avoid ongoing monthly sewer charges and prefer ownership of your system.

Scenarios where sewer makes sense

  • Your property sits inside a municipal sewer district or near a main trunk line.
  • A failing or aging septic system would be costly to repair or replace.
  • You're planning significant home improvements or a future sale, and a sewer connection offers simpler compliance and potentially higher resale appeal.

Maintenance basics for septic systems

  • Do regular pumping and professional inspections: most systems benefit from a pump-out every 3–5 years, or as recommended by a licensed installer.
  • Protect the drain field: keep cars off, avoid planting deep-rooted trees nearby, and prevent heavy watering or new structures over the field.
  • Reduce solids and chemicals: minimize garbage disposal use, fats/oils/grease, and harsh cleaners that can harm beneficial bacteria.
  • Keep records: maintain copies of pump notices and inspection reports for easy reference during property transactions.
  • Seasonal awareness: in Passaic County's climate, cold snaps can affect field performance; winterize systems if your property is vacant.

Step-by-step decision guide

  1. Confirm service status
  2. Check with your municipality or the Passaic County Health Department to see if sewer service is available at your address.
  3. Compare total costs
  4. Get estimates for a sewer hookup (permits, street work, hook-up fees) and compare to septic installation/repair and pumping costs.
  5. Assess system condition and soils
  6. If your current septic is old or failing, weigh the cost of replacement against sewer connection and potential incentives.
  7. Consider long-term goals
  8. If you expect to stay long-term, ownership of a well-maintained septic can be economical; if you plan to sell soon, sewer access or proximity can be a plus.
  9. Make a documented plan
  10. Create a simple tally of pros/cons, include projected costs, and store permits/inspections in one place.

Local resources and official guidance

  • EPA on septic systems:
  • Passaic County official site (to locate municipality-specific service information):